Russian women save for the future three times more often than men. This was reported on Friday, March 5, by RIA Novosti with reference to a study by Capital Life Life Insurance.
“In our country, women are almost 3 times more likely than men to seriously think about the future and try to ensure its stability – with the help of various financial instruments, including endowment life insurance (NLI),” the company’s experts noted.
According to them, the share of such women in Russia is about 72%, and in some regions it even exceeds 80%. At the same time, the residents of the Far East, the Oryol and Novgorod regions, the republics of Tyva and Kalmykia are the most responsible for the issue of savings.
Men, on the other hand, use financial instruments for the future most often in the Northwestern Federal District.
According to the study, women mainly indicate their loved ones and children as beneficiaries under NSA contracts, and men – themselves. The goal of women’s savings is to educate their children and solve potential health problems, and men’s — cars or housing. Also, both categories consider savings for retirement important.
The research of the specialists of “Capital Life Life Insurance” was based on the data of over 600 thousand NSL contracts.
The data of the Sberbank Asset Management and Sberbank Life Insurance, published earlier that day, showed that the main components of a happy life for women in the Russian Federation are their own housing, high-quality medicine, education and food, and the opportunity to do what they love.