Experts from the Association of Electronic Money and Money Transfer Market Participants (AED) have compiled a rating of regions where it is most difficult for Russians to pay with a bank card in a store.
According to the head of AED Viktor Dostov, in each store the number of payment terminals should be at least one, but the situation is different in the regions.
Thus, it is most difficult to find a terminal for residents of Kabardino-Balkaria (0.92), Ingushetia (0.36), Dagestan (0.26) and the Chechen Republic (0.23). In other regions, these indicators are higher than one.
The leaders were Moscow, where on average there are almost 11 terminals per store due to large checkout lines in hypermarkets and couriers with portable devices for accepting cards.
The lack of terminals can be caused by several reasons. So, somewhere there is no stable Internet, and somewhere outlets may not meet the requirements for mandatory acceptance of cards.
“For them, accepting non-cash payments is not always a competitive advantage. For example, when most buyers use cash because they work in the gray sector. And, finally, there are cases when the outlet itself prefers cash for tax evasion, “RIA Novosti quotes Dolgov on Saturday, September 5.
In this regard, the problem of non-cash payments is usually not in the absence of terminals, but in the high share of the gray economy and inaccessibility of payment instruments, he noted.
In August, the expert of Jet Infosystems Alexey Sizov named dangerous places for making payments with bank cards. In the first place was the Internet, as the data of payment cards are often phished on the Internet.